Does anyone have some recommendations for a premium credit card. A few months ago, I attempted to apply for an RC card and discovered that the card has been discontinued. I've been told that I have too few cards to maintain a top tier credit score. Too few cards and not high enough balance limits, even though I pay in full each month. I already have the Marriott PP, a United Explorer, Mileage Plus, and three non travel related Any suggestions, anyone. It does seem that a credit score would drop when one pays in full, each month!