Changes to Starwood’s Popular Rewards Card Vex Travelers - WSJ
As hoteliers Marriott and Starwood prepare to combine their loyalty programs next month, changes to Starwood’s widely used credit card are sparking anger among travelers.Beginning in August, users of the Starwood Preferred Guest American Express card will earn one-third fewer reward points for most every dollar they spend. The changes, which come as Marriott merges Starwood’s rewards program into its own after acquiring Starwood in 2016, could reduce loyalty rewards for heavy users by thousands of dollars annually....TO READ THE FULL STORYSUBSCRIBE
As hoteliers Marriott and Starwood prepare to combine their loyalty programs next month, changes to Starwood’s widely used credit card are sparking anger among travelers.
Beginning in August, users of the Starwood Preferred Guest American Express card will earn one-third fewer reward points for most every dollar they spend. The changes, which come as Marriott merges Starwood’s rewards program into its own after acquiring Starwood in 2016, could reduce loyalty rewards for heavy users by thousands of dollars annually.
...TO READ THE FULL STORYSUBSCRIBE
Couldn't read the whole article, but even the WSJ know that Marriott did SPG members and our Amex Card wrong.. SMH,
so I will not be getting that so called Luxury card. Chase sapphire reserve is better
CSR is my go-to. I'll probably get the SPG luxury though. I would quickly recoup the annual fee, so the sign up bonus would truly be a bonus.
The only thing good about the SPG luxury Card is the "50K Annual Free Night Award". if you can redeem it for a property over $150 then it's worth getting.
The $300 statement credit for spend on anything that can be charged to your room including room rate at SPG/Marriott/Ritz is not worth it? Combine that with the free 50k point value cert and depending on how well you use the cert those two things alone can be worth more than the annual fee.
I already have the 2 cards on the right(see chart below) so it's not worth it to me. even with the 300 credit you are still paying $150 for the card each year. the free 50k point value cert. can only be uses during regular season(non during peek time), in plus you still have to pay resort/destination fees(an extra 35-$50) for using the award. so not worth it
Now regarding the earning structure, other purchases isn't good at all. each MR point is worth about 0.08-0.09c, so using this card for other purchase is about a 1.7% return. I could do better with a regular 2% cash back card.
So which is it, worth it or not? Below is your reply from 2 hours ago, you just said with the 50K cert redeemed for a property at over $150 then "it's worth getting" - your own words. And regarding resort fees, are you really saying its not worth redeeming a FREE cert if you have to pay resort fees???
What I'm staying is the true cost of the card is $150(minus the 300 credit), so if the user can redeem the 50K cert on a hotel that cost more the $150 then it worth it getting the card just for that reason.
I'm only keeping personal and business account open just for the 35k cert each year.
And regarding resort fees: If its called a free night award, we should have to pay it. the bill should be Zero or its not free!
but I will never have to pay resort fee anymore, so I don't have to worry about this
So what's your post "Marriott killed SPG" plan?
o0o0o0o0o0o...points! I went to another hotel company where I can earn 3 free nights every year!
1 free night every year just for having their card.1 free night after spending $15,0001 free night qualifying nights(after 19 nights every year)
and guess what, they waive resort fees for Members
My first stay is in two weeks! I'm excited
What hotel company?
Good luck in all your future travels!
o0o0o0o0o0o...points!, sounds like starguy is talking about the World of Hyatt Visa. However, resort fees are only waived for Globalists (75 night) members or for pure points stays. And while I like Hyatt, WoH is a worthless program unless you're a Globalist, though Explorists do match to MGM's Mlife Gold status, which is useful if you visit Vegas often.
Also, Hyatt isn't a good program to redeem with. Their more popular properties like the Andaz Maui make it impossible to find any award nights EVER. That is, unless, you find a loophole like booking an 8-night stay for a Ludacris 200,000 points! And, what's worse is that Hyatt OWNED the Andaz Maui until just recently. So they're the ones that made the decision to make the property unavailable for award nights in the first place.
That's why, as much as I like Hyatt hotels, I don't like WoH and can't justify making them my primary hotel loyalty program.
So you should change your nick name from starguy to @hyattguy . Good for you. Hyatt has the best loyalty program by far...so if you can get top status by stays/cc spend go for it. You are also forgetting something.... free parking!!! That can be $50 a night in big cities. And that’s my point with Marriott... It cost a lot more of CC spend to get a free night that isn’t actually free...for example I am planing to go to JW Marriott Miami with my certificate...between parking and other fees I will still have to pay close to $100 for a “free” night!!! Don’t wanna be disrespectful with all Marriott loyalist...but those are facts.
I don't have the answer to that but was surprised to see the "SPG" brand prevail after August 1 here. Had the impression the "SPG" was going to evolve to some new name/branding.
SPG brand will continue until December 31st spglife
since the marriott premier plus was 100K, I think the Lux card will be higher LOL
1:3, so 300k? hahahahahaha
LOL. I wish!!
Mmm, I say it will be 125K.
I'm guessing 100K as well. I've never seen a signup bonus over 100K, and it seems to be enough to get people to bite.
Chase Ink Business Preferred was 120k last month, and the old Marriott Rewards Premier Visa was 150k just last year I believe, maybe in 2016.
Whatever the amount is here's a more important question in my mind- as they will be Marriott points not SPG, will these points count towards lifetime total for those pursuing lifetime status through the Marriott legacy route?
An additional 100k +/- will be a game changer for many people short on points and could motivate those whom have resigned themselves to the next level being out of reach to get back on the points chasing horse.
Keep in mind a couple of things:
1) It is an SPG-branded credit card
2) That SPG credit card is a card that is launched with/after the new program launch
3) There is not a "lifetime points" concept in either the new program nor SPG
4) Marriott will also no longer have a concept of "lifetime points" to determine LT status once the new program launches, except to obtain legacy MR status
5) The points earned will neither be Marriott points nor SPG points, they will be new (unnamed) program points - 'MPG' points, crediting seatexan for about the 7th or 10th time for naming the new program when Marriwood cannot seem to do so when they launch the program (and one can only hope there is a legal reason behind that decision)
I would stick to all old legacy MR program methods for earning LT status, and if anything in the new program from the SPG side translates toward LT status, that is a bonus.
Just because there is no name for them doesn't mean they will not be Marriott points period, they will just not be called "Rewards Points" anymore.
For your scenario to play out, Marriott would have to have and track 3 separate points programs from Aug 1 to Dec 31, rewards points, spg points, and thw new still to be named Marriott loyalty program points, I don't see any possibility of that happening.
They have already said spg points will automatically be converted 3:1 to the new program points whether you merge accounts or not. Spg points will not exist after Aug 1 (or whatever date they actually make the change).
I wouldn't bet on the points going towards lifetime or change strategies, I just said if they do it will effect many many people on the points bubble.
Disagree - they could still be called "Rewards points", just not Marriott "Rewards points" (and they could even be called that even with no new program name)
Disagree - they would not need to change how they track points - LT points are already tracked in MR rewards, they wouldn't have to change anything in that counter at all, just not add SPG-brand legacy points to that total (which, they currently aren't a part of that total anyway) - they just add them to your available/redeemable point total
Agree - there will no longer be "SPG star points" once they are merged into the new program, but that has nothing to do with anything I stated regarding LT status.
So in your opinion what do you think will happen to the points for someone who hasn't merged accounts but stays at a Starwood property after the merge? The points go to spg account and don't count for lifetime? Will go to Marriott account but be treated as a transfer and won't count for lifetime?
Same question for amex spend at a Marriott.
Well, if it's treated as SPG has stated (stay in SPG hotels to continue to have nights counted toward 2018 status and staying in legacy MR brands will NOT count toward SPG 2018 status or adding an SPG LT 2018 year), I'd say the points won't count.
They could easily track legacy MR points that would be LT vs. any SPG-earned legacy points from an SPG credit card or SPG stays - just as I said, they could add SPG-related points to the current Rewards points total for the year and not the legacy MR LT points total, so if I were Marriott I'd stand by what they've always stated in terms of legacy rules, but they may be generous and just give the 5 months of points as LT points.
Same answer for SPG AMEX spend - using it now doesn't count toward MR LT status, so just slide those points to the current annual MR total instead of the SPG total, and don't add it to the MR legacy LT total. Since there's no concept of new program "LT points", I'm leaning toward it making no sense for SPG-related points to count toward LT status.
Wonder why the legacy MR LT points total disappeared from the 'new' site view for about 2 months??? Maybe they were adjusting for this upcoming scenario (among other things)...
I'm expecting to see 150K for the first 45-60 days or so to ensure a high number of applications, then dropping to 100K.
I also expect the points to count toward legacy Marriott lifetime totals, but agree that it isn't a guarantee.
Any updates on the small window of obtaining this card, without the complex caveats (23-26 Aug)?
Anyone see this? Platinum w/ $75K spend.
Marriott Rewards Credit Cards
Yes, was stated a bit ago that the SPG Luxury AMEX & Ritz-Carlton cards would be $75k to Platinum (and the Ritz already was)
It's the 23rd, nothing out yet!
Actually, things have been removed - no SPG AMEX card, any card right now!
Happy - it's here: https://www.americanexpress.com/us/credit-cards/card/starwood-preferred-guest-luxury/?eep=25330&linknav=US-Acq-CCSG-Card…
Applied and approved!
For those looking to get the card - you have until 08/26 to qualify for the sign up bonus
Chase and Amex Limit Bonuses on Marriott/SPG Co-Branded Cards
I was hoping they would add Club Level Access like the Ritz card had - since I get most the same benefits with my Chase Sapphire Reserve and Amex Platinum Card. Though the $300.00 statement credit and bonus points might make it worth it for at least one year...
I got approved for it this morning. Hopefully it works out .
Same here - I read on the points guy that Amex would notify prior to the credit check if you would not qualify - so I am hoping for the best.
American Express Launches Welcome Bonus Qualification Tool
I'm curious to know people's thoughts on what happened to me this morning:
When the Luxury card first populated on Amex's site (7:17a from my perspective) I clicked 'Apply' and it said 'This offer is no longer available.' I wasn't sure if it was a glitch or not because I've never seen that message before; never for my BlueCash Everyday, Gold, or Platinum. I asked the Amex rep about it and he said he could get through to the application on his end so he gave me the "Apply-by-phone" number and I applied using that method only to be denied because my Platinum actually had a balance greater than my virtual credit limit. Anyways, I got back onto Amex's site later on in the afternoon only to find out that hey! I'm now "pre-qualified" for the Luxury card offer and that lo-and-behold I could now access the application. That being said, I pay off my Platinum tomorrow but I don't know if it'll show zero balance before the weekend's out.
My question is this: Should I apply again on Saturday since Amex didn't show the offer for me this morning but it is now showing me as pre-qualified?
Afaik reapplying within 30 days of denial will result in an instant denial with Amex.
Call 800-567-1083 and explain the situation to them (with your Amex plat etc) and they may be able to either reconsider your application or process a new one for you bypassing the possible auto denial. (Try the application status option in the automated menu hopefully it will connect you to a human)
That shouldn't be a reason for denial as it's easily resolved so hopefully it works out for you .
Thanks for your tip, it still didn't work unfortunately. The Amex rep said the issue was not between me and Amex but with my credit report, even though their decision was made in part because my Platinum exceeded the VCL. Oh well, I'll be fine without the Luxury card but it just would have been nice to have.
I just upgraded. I called to confirm there was no hard pull as I'm closing on a house in less than two weeks. That confirmed, this seems like a no brainer for my travel purposes. $300 of the $450 goes right back into my wallet via company-reimbursed hotel stays. The priority pass should take care of the other $150 via per diem expenses at airports. Then I get global entry paid for, and an extra point for food when I'm on the road (getting at least some of my devalued points back....). Oh, and 100k points to upgrade. Make perfect sense to me!
Was there a spend threshold for your 100k points or just for upgrading?
I chose to upgrade rather than get a hard pull. Was approved to get 100K points. The spend requirement is the same whether you upgrade or apply for a new one.
You were able to upgrade and get the 100K bonus? I was given the choice of an upgrade and get 15K or get a new card for 100K bonus.
The new 100K bonus will only be available until 8/26 - after which the bonus limit between Chase and Amex cards will apply.
No, the 100k bonus is available until 10/31, there are no rules for holding other SPG cards (in reference to the SPG Luxury AMEX) except the standard AMEX rules. All the 8/26 rules (in relation to the SPG Luxury AMEX) are geared toward [holding other ]Chase cards.
The 8/26 rules apply to AMEX too. You can find the info on AMEX site as well as all over different travel blogs such as TPG.
Yes, the 8/26 rules apply to AMEX as well, but I was only commenting on the card referenced in trippinbillies40's comment (the SPG Luxury AMEX); it was not a general statement about all Marriott cards (so I will edit the other comment for clarity). The 8/26 rules for the SPG Luxury AMEX have nothing to do with holding other SPG AMEX cards, only holding other Chase Marriott cards. So, if you fit within all the rules, you will still be able to get the 100k bonus after 8/26, which I already laid out here: https://insiders.marriott.com /message/260794?commentID=260794#comment-260794
I asked several times and they were very firm in saying that after 8/26, the 100k bonus is for the Marriott program, not just Chase.
$5k over 3 months. I spend that in about a month, so should be an easy bonus.
It's the same as the regular offer... also have the 100k upgrade offer, but not everyone will get the 100k offer (but I don't know what the criteria is - but I'd assume spending may have something to do with it).
I wasn't impressed....its "useful" but not great. We have the hilton aspire card which gives you Hilton Diamond automatically -- (Hilton Aspire is very worthwhile if you use the beenies)...The "gold" status doesn't even get you free breakfast and lounge access in hotels (which I find very worthwhile)
I applied on Aug 25th for SPG luxury card and got the following message:
We've received your application, but we can't give you a decision right now. We'll process your application as soon as possible and send you a decision within 14 days.
If approved (obviously now is past Aug 26), will I still get the bonus points once I qualify with the minimum spending? I don't have any other cards except for the SPG business one that I applied for previously (Aug 2, I think) and approved in less than a minute. I had already completed over $8K and have the 100,000 bonus pts.
You should have immediately called them to inquire why it would take 14 days and what they may need. But, under the new rules, it doesn't matter that you have other SPG cards to get the SPG Luxury AMEX bonus - see my comment here: https://insiders.marriott.com /thread/54388?commentID=260794#comment-260794
This. I got the 14 day message and I called immediately and all they asked me is if I was an active duty military member and then approved me .Was odd.
Generally 14 day message means they need some piece of info or verification .
Right. I always call if the immediate response isn't "approved". Anything 'pending' for any time frame is usually some sort of info verification. Same with denials - always call to find out what thing or things they are looking for, as some can be handled on the phone with the rep (or another department rep).
Thanks!. I found out that they didn’t have any records of me applying! And I do have a screenshot of the day I applied and the message with my name on it. Luckily, I still was in the time limit for the 100k bonus offer, but couldn’t find anywhere the 125k and they would said they only could offer what they had. So I just went for it. I am glad I didn’t wait though so your response and everyone else’s response are truly appreciated.
I should receive the card in 2-3 bussiness days.
For anyone that just applied (of course you just applied, the card has only been out a bit over 5 days!), there is a 125k bonus. You may want to see if you can get that adjusted...
I got mine last week. I think bonus is 100K, not 125K.
yes, the 'standard' bonus is 100k... what I'm saying is that there is a 125k 'targeted' bonus out there...
I am kind of disappointed about the quality of the card given we are paying $450. Unlike other prestigious card, it is standard plastic card and it looks very similar to old SPG Amex card. It does not even say "Luxury" on the card. Hope they change the material of the card if many people complain...
I have to agree its almost like those demo card that are sent in marketing offers. Not that i really care what the actual card is like, aside from charging on it to get the $300 hotel credit. Its really startling compared to the RC card.
The one interesting this is my membership number isn't on the card, the Amex Hilton cards have in on the front and the Chase Marriotts cards have it on the back. I wonder if this is just a temporary card that will be re issued at some point in the near future with the combined programs number on it.
Hopefully Amex will send a better quality card in October
This is what you say when you create a cheap, generic looking plastic card that doesn't even have the word "Luxury" on it, after you hear/see all of the complains about the quality of the card!
AMEX currently has two Marriott-centric promotions you can add to your amex cards, one is $100 credit to your account for spending (I think) $500 at a Ritz Carlton, the other is $60 credit for $300 spend at any Marriot brand.
You have to add them to your cards from your account page.
Can we have one in the UK....be happy to pay fee's etc etc
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