I have a lot of points on SPG and am really curious what in the world should I be worried about? When I say a lot I mean like over 4,000,000 in Equivalent Ritz / Marriott. I am trying to not be selfish and worry about the details of the merger (they always aren't great for consumers) but think about the key points I'm missing from e.g. thepointsguy.com or people steering me to credit...Look, I just want to not get scammed. This is a substantial amount of points. Should I redeem? Do something else? Missing something they're not telling me? Knowledgeable people please apply. Thanks!
PS: first ever post on a travel website