Does anyone else see the value of their points diminishing year by year even though you ae adding more points? What I mean are the category increases and the points required keep going up up up and the rewards not so much. I get a " free night" certificate for my Visa X 2 accounts but only 1 reward for some reason, but the reward is for Cat 1-5 and the choices in these is getting non-existent. Seems it just costs more and more to use points every year. Is becoming unpleasant!