Is travel insurance automatic with purchase of travel (Hotel and airfare)?
No, unless you have a fancy credit card, you need to purchase.
There all kinds of travel insurance. Read and think carefully so you get what is best for you.
Having worked for the airlines, the travel insurance is a nice money making scheme. I never purchase it.
Nope, not automatic, unless you get one of those fancy credit cards that pey mentioned. You can usually cancel hotel reservations within 1-3 days of arrival, and you can purchase trip insurance for airfare. Do your research for what you need beforehand if you feel you need to purchase insurance however, and make sure it covers everything you want it to cover.
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