You should use SPG Amex to pay for both Marriott and Starwood Stays (2 Starpoints > 5 Marriott Rewards Points) and also for non-hotel stays (1 Starpoint > 1 Marriott Rewards point) considering the SPG Marriott conversation ratio of 1:3.
Thanks monisame So if you use Chase Visa to charge $1000 at Marriott, this equals 5000 MR. If you use SPG AMEX to charge the same $1000, this is 2000 Starpoints=6000 MR. But this doesn't affect the 50% platinum bonus, correct?
I'll still accrue 10000 MR base points, plus 5000 as platinum bonus, then 6000 for using SPG AMEX?!
Yes, you still get your Platinum 50% bonus, just keep in mind, that if you're not Lifetime and need Marriott points, you don't get to count Starwood points (even post conversion) - just an FYI.
If you are Lifetime, this is a fine deal (sometimes 35k is offered). Sadly, it has made me put my 35+ year old Marriott Chase card in the bullpen, because keep in mind, you also get 3 starwood/marriott conversion points for every AmEx dollar charged (vs. only 1 w/Chase) - an offer I just can't pass up, in spite of my emotional ties.
When/if the time comes to consider renewing the SPG AmEx - this phone number 1-800-452-3945 will come in handy. It appears AmEx is aggressive toward keeping accounts. Here's a link showing some case study results of retention fees being paid:
Thanks for the number. Like you I have relegated the Marriott Card to the bullpen and moved the SPG AMEX to a starters role. Hopefully this line-up change will be more productive than my Cardinals.
Thanks erc The 3-for-1 conversion on everyday spending makes the AMEX a no-brainer!
Also, according to AMEX, if I use the card at a Starwood property, I get 5X per dollar on eligible SPG spend (3X from SPG, 2X from Amex)!
PS - I'll reach LTP in a few weeks!
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