So I upgraded during the last year to the Premier card via mail, after getting a solicitation in the mail. Chase apparently just upgraded without issuing the black card. I never realized that it had gone through until the statement came last month with an $85 annual fee. Looked at my points statement for the year and saw the title of points earned was changed about 6 months ago. So is the annual free room I get going to cycle with the annual fee, or the date that they upgraded me? I also guess I missed out on the points bonus for the first few months, since i never knew I had the upgrade go through. i could have sent more activity through that card, vs. one of my others.