500pnts or $20 credit?

Discussion created by jm1991 on Aug 6, 2014
Latest reply on Aug 7, 2014 by oxymoronic

I have a stay starting this Friday night at the courtyard in Sacramento totaling to $220 including the tax. I was on my amex account and i happened to check the "Offers for you" which states



Get a 1X $20 statement credit by using your enrolled Card to make a single purchase of $100+ on all charges to your room, including your room rate, when you pay for your stay with Courtyard Hotels between 8/1/14 and 9/30/14.

details as followed

Offer valid at Courtyard by Marriott properties located in the US and Puerto Rico. Not valid at other Marriott brands. Excludes gift cards. Reservations must be made online at or by phone at 1-888-236-2427. Enrollment limited. Limit 1 statement credit per American Express Card across all American Express offer channels. Statement credit will appear on your billing statement within 90 days after 9/30/14, provided that American Express receives information from the merchant about your qualifying purchase. Statement credit may be reversed if qualifying purchase is cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, you will not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it


I was originally planning on putting everything on my Marriott rewards credit card but now that i see this im wondering if the $20 credit would be worth more than 500 points i would be loosing on the card. And would this apply if i make a payment of 101 on amex and put the rest on the Marriott? ive never split the payment.