I purchased travel insurance from AAA, which I had recommended before. While on a Glacier Bay day sightseeing cruise, the boat developed a mechanical problem. There was no cell service. After a 4 hour delay, all 102 of us had to be rescued by a cruise ship. I got back 5 hours late. As a result, I missed my flight to Seattle. My flight was on Alaska Air and on AA ticket stock. When I missed my flight, Alaska canceled everything on the record locator. When I called Alaska, they told me that I had to call AA. When I called AA, they could not help me. I had to get to Seattle. I ended off having to pay last minute full fair, and didn't even get upgraded. The cost for a 2 hour flight was $700 + a $15 ticketing fee + $25 to get on an earlier flight. AA charged me $150 to reinstate the Portland home ticket. So I had close to $1,000 additional cost. The insurance didn't cover much. They considered this a trip delay since I had to spend a 2nd night in Glacier Bay. It didn't meet the requirement of a missed connection. I was told that this would only be covered if I had a traffic accident or weather. It was suggested that I read the complete packet listing what was covered and for what reason. They paid $200. At this point, I am not happy with travel insurance.