Which Marriott / SPG Credit Card Do You Have?
I live in the UK and both the Marriott and SPG cards marketed here are a pale show of those available in the US. For me the best option is the standard Amex Platinum card. With this card I can transfer my points at the ratio of 2:1 to SPG (or to Hilton at 1:2 or Carlson at 1:3). Added to the other benefits - Priority Pass, Travel Insurance etc. this makes the card worthwhile for me.
Chase Marriott VISA pulled out of Canada. Chase sold their credit card portfolio to Scotiabank. SPG AMEX is the last remaining. If Marriott wants to terminate the SPG AMEX relationship, they should start talking to Canadian banks to come up with a new card for the merged SPG/Marriott program
Not that all of these options would be a good point value, but you can go after the Marriott sweet 7 spot:
That's a great combo right there. I'm thinking of adding the CSR to my repertoire because points transferred to Marriott count for lifetime status. Which can then be transferred to SPG for airline credit, travel etc. The Marriott Visa + SPG Amex is already a solid combo for me, but I feel like the CSR has more earning potential in everyday spending.
CSR is the same earning potential on everyday spend vs. any other card - it comes down to how you value the points, so to me the UR point is more valuable than many other points. It just has more on travel and dining, so if your general everyday spend includes those 2 categories, then yes it's better daily earning potential. But, you have to compare what you'd earn/redeem on the CSR with the CSP now - same bonus, and far less annual fee. CSP points would also transfer to MR for lifetime status, but I'd (almost) never make that transfer - the only reason I would do it now is if I were coming down to the wire for LT Gold or LT Platinum and needed the points (I wouldn't waste them on LT Silver). I probably also wouldn't do it for LT Gold, unless the ways that you can manufacture annual Gold status disappear (which I expect some of them to). There are so many different ways to get MR points though, that I'd still look into other avenues to reach the points values before even considering touching UR points for a Marriott reason.
Good to know, thanks for the insight
5 for 7. Considering adding the Ritz, but the AMEX Platinum doesn't pay off as I live in Europe.
Unless you have a specific reason for the Ritz within the next year, you may want to wait for the new Visa(s) that will be released next year to see what they offer.
The Ritz is awesome: $100 off domestic airfare when traveling with someone, primary rental car insurance, international medical and dental insurance for applying for visas, price protection.... it just goes on and on.
SPG AMEX and SPG BIZ AMEX-best card!
free 10 Night stay credit!
2 starpoint(6 marriott points) each hotel stay
1 starpoint(3 marriott points) everyday purchases
Business Credit Card: Access to Sheraton Club Lounge
I've had the Marriott card since the beginning of this year and picked up the SPG Amex when they targeted me for a 30K signup bonus. Since we needed to replace our ailing furnace this year, I was able to instantly meet the minimum spending requirement and snag some quick points in the process. Currently, I am eagerly anticipating what new cards 2018 will bring.
I only have the Marriott Premier Card. Yes, it has a fee, but all the international fees are waived when I travel overseas. I try to maximize the number of points I earn and focusing on the Marriott card gives me the greatest value, now and for the future. The only other card I have is United, because when I travel (fly) it more often than not is on United and I want to have free luggage along with access to the United lounge.
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